By purchasing a newsletter subscription or visiting this website you agree to the following terms and conditions.
We accept Visa, MasterCard and bank transfers. Prices are in New Zealand dollars and include GST (if any). Subscriptions are a one-off payment for the cost of the subscription for the length of the subscription period.
2. Renewing a subscription
Your subscription will automatically renew at the end of your subscription period and payment will be taken on credit card or via an invoice and you will be notified when this occurs. You may cancel a renewal prior to the due date by writing to email@example.com and requesting this.
If you decide to terminate your subscription prior to the end of the subscription period, a refund for any unsent issues will be made. This applies to subscriptions that are purchased at the full price; discounted or special offers are not eligible for a refund. Requests for cancellations will be actioned as soon as possible; however, any refund given may take up to 60 days.
If you receive a promotional telephone call from a representative and you sign up to a subscription during that telephone call, you will have five working days to cancel your subscription without penalty. If you cancel the subscription, any money you have already paid toward the subscription will be refunded to you. Please note this termination clause only applies to subscription offers made via telemarketing.
In taking out a subscription or visiting this site you acknowledge and accept that any information provided is deemed to be Class Advice and is not personalised for anyone’s financial situation or goals. If you require such advice, you should contact an appropriately authorised financial adviser. No responsibility can be accepted for any errors or omissions or for any losses that may be incurred by following any advice.
McEwen & Associates has relationships with investment research and broking firms, so any advice should not be construed as independent. Never invest money you are not prepared to lose. The value of investments and the income from them may go down as well as up.
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the newsletter, without express written permission by us.
McEwen & Associates is committed to protecting your privacy.
We will not collect any information about individuals, except where it is specifically and knowingly provided by them. Examples of such information are:
The information collected will be used to send you the information you have requested and to help us develop the newsletter and this website to be useful to you. We may share non-personal aggregate statistics (group) data about our readers, sales and traffic patterns with partners or other parties. However, we do not sell or share any information about individual readers.
If you choose to subscribe to the newsletter, we will from time to time email you with special offers or opportunities that may be of interest to you. This service is completely discretionary, if you decide you no longer wish to receive these emails, just follow the unsubscribe instructions contained within the email.
Whilst we make every effort to provide you with links to high quality, reputable sites, they are not under our day-to-day control. When you click through to these sites you leave the area controlled by McEwen. We cannot therefore accept responsibility for any issues arising in connection with either their use of your data, the site content or the services offered to our readers by these sites.
In addition to the company’s safeguards your personal data is protected in New Zealand by the Privacy Act. This provides amongst other things that the data we hold about you should be processed lawfully and fairly. It should be accurate, relevant and not excessive. The information should be kept up to date, where necessary, and not retained for longer than is necessary. You have the right to see what is held about you and correct any inaccuracies. McEwen treats all the data held with the utmost care and security. Any details you give will remain completely confidential.
7. Policy changes
Our terms and conditions may change from time to time and updates will be shown on this page.